Living in Sacramento has never been more positive, vibrant, and full of possibilities! With its amazing location, Sacramento puts you close to the Bay Area, the ocean, the Redwoods, Lake Tahoe, the Sierra Mountains, and even Yosemite. Our city also boasts the Golden One Center, home to the Sacramento Kings and host to big-name concerts and events. Plus, we have the A’s baseball team for a few more seasons. Sacramento’s outdoor activities, tasty restaurants, and vibrant nightlife offer something for everyone.
But, what’s the catch? Many people are finding housing prices to be out of reach. The average rent for a 2-bedroom apartment is about $2,000, and renting a 3-bedroom house can cost $2,450 or more. According to the Sacramento Association of Realtors, in September 2024, the average home price was around $587,000. This means many homeowners are paying more than $3,000 a month in mortgage payments, plus taxes and insurance.
The Secret to Affordable Housing
Here’s the secret: manufactured homes
in local mobile home communities. If you haven’t seen one in the last decade, you might be pleasantly surprised. These homes are modern, attractive, and fully functional, and they’re loved by people from all walks of life. Plus, many of these communities have great amenities like clubhouses and pools—all at no extra cost.
How Much Does It Cost?
Most manufactured homes are located in land lease communities, meaning you own the home but rent the land. In Sacramento, lot rent usually ranges from $800 to $1,200 a month. While renting the land may seem like an extra expense, it can actually save you money when you add up all your monthly costs. For example, if you owned a typical home, your property tax alone would be about $500 per month. In these communities, the property tax on the land, management, and upkeep of shared areas are included in your rent. Water, sewer, and trash bills are also much lower than those for traditional homes, saving you at least $100 a month.
Affordable Home Prices
You can buy a manufactured home for as little as $50,000 to $200,000, depending on the size, age, and location. On average, larger, nicer homes range from $100,000 to $120,000—a price similar to a 20% down payment on a traditional home.
If you can pay cash for your manufactured home, your monthly expenses will only include the lot rent, insurance, utilities, and other basic costs. Even if you need financing, your total monthly payments are often hundreds of dollars lower than renting a home.
Ready to Find Your Affordable Home?
The secret is out! If you’ve been struggling to find a comfortable and affordable home in Sacramento, a manufactured home community might be the perfect answer. Hanson’s Mobile Home Sales is here to help you discover this affordable and exciting housing option.
